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Criminal charges can also lead to civil claims against you. Bankruptcy can help with certain crucial aspects of civil litigation.

Bankruptcy can’t write off criminal fines or restitution. None of its Chapters can. But bankruptcy can still help in other crucial ways.

Chapter 13 gives you a number of tools to help you deal with your vehicle loan.

Chapter 13 gives you many tools to help you manage your home mortgage.

When you’d like to favor certain important debts over others, often Chapter 13 makes this possible.

Chapter 7 may still give you enough help even if you have one or more debts that you will continue to owe afterwards.

Chapter 7 may or may not give you enough help if you are behind on your home mortgage and/or vehicle loan.

Most Chapter 7 “straight bankruptcy” cases are in fact straightforward. Here are two of the main circumstances that create complications.

How does consumer bankruptcy protect your personal and/or business assets that you gave as collateral on a loan?

How does consumer bankruptcy protect the furniture, computer and such that you bought on credit?