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Chapter 13 buys you much more time than Chapter 7. Prevent repossession, then have greater power and flexibility dealing with the vehicle loan.

Filing bankruptcy immediately stops the repossession of a vehicle by its creditor. Then you can use Chapter 7 or 13 to hang onto it permanently.

Cramdown is most familiarly known as a tool to decrease monthly payments on vehicle loans. But you can also cram down debt on other collateral.

Cramdown usually lowers your monthly vehicle loan payment and the total amount you must pay. To qualify the loan must be more than 910 days old.

Discharging a student loan requires meeting the difficult condition called undue hardship. Chapter 13 can help through more flexible timing.

There are many mistakes you could make with your estate plan. We have all seen stories of celebrities who passed away with problematic estates. When Prince died in 2016, he did not leave an estate or will behind. Prince is not the only celebrity to make mistakes with estate planning.

Discharging a student loan requires showing undue hardship. The timing of your Chapter 7 filing can determine whether you succeed in this.

Discharging—permanently writing off—student loans can be difficult. You may be able to make it easier to do with good bankruptcy timing.

Very recent credit card purchases and cash advances can be a problem when filing bankruptcy. Smart timing can mostly solve this problem.

You can avoid the presumptions of fraud, and so discharge more of your credit card debts, by timing your bankruptcy filing right.