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Use Chapter 7 to stop paying an unaffordable income tax payment plan when the tax owed is dischargeable. Use Chapter 13 when it’s not.

Can’t afford your current IRS/state monthly payment plan? Have an upcoming additional new year of taxes to pay? Chapter 7 can often help.

It’s much easier to prevent repossession by filing bankruptcy beforehand. But if you’ve already been repo’d, you now have to act very fast.

You may be able to reinstate your license in spite of one or more unpaid traffic tickets. It mostly depends on the traffic laws violated.

Bankruptcy does more than stop creditors in their tracks and then write off their debts. It can get a suspended driver’s license reinstated.

Bankruptcy usually does not get rid of liens against your assets. However, in many situations you can “avoid” a judgment lien on your home.

Avoid the risks or persuading or negotiating with the Chapter 7 trustee by solving your preference problem through Chapter 13.

Prevent your Chapter 7 trustee from requiring a relative or friend to return your pre-bankruptcy payment by paying the trustee yourself.

A preferential payment to a relative or friend can turn very uncomfortable. But there are some good solutions. One should work for you.

A preferential payment to a favored creditor—a relative or friend—can be a problem, but one which usually has a workable solution.