A COMPASSIONATE & COMPETENT ATTORNEY WORKING FOR YOU FREE CASE EVALUATION

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At the Meeting of Creditors you, your lawyer, & the trustee review your proposed payment plan, and address any creditor & trustee concerns.

In most Chapter 7 cases nobody opposes your right to a discharge of your debts. But if so it would likely come from the bankruptcy trustee.

At the “Meeting of Creditors” the bankruptcy trustee is mostly interested in your assets. Most often they’re all protected by exemptions.

No creditors come to most Chapter 7 “meetings of creditors,” and seldom more than one or two. But this short meeting is still very important.

Bankruptcy doesn’t discharge criminal debts—criminal fines or restitution. Still, consider bankruptcy if you owe, or will owe, these debts.

It’s really not hard to do the most important thing to have a successful bankruptcy case—be honest with your lawyer and throughout your case.

Get a new financial start for 2018. Stop creditor pressures immediately, write off all or most debts, and responsibly deal with the rest.

Student loans can sometime be written off in bankruptcy, but it can be quite hard to meet the necessary conditions to do so.

The Chapter 7 trustee decides whether to liquidate anything, the Chapter 13 oversees your case, and the U.S. Trustee is the enforcer.

Usually you have little or no interaction with the bankruptcy clerk or the bankruptcy judge, but they are both important in your case.