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Law Office of Robert L. Firth March 30, 2015

Bankruptcy Helps with Debt Problems Even without Writing off Every Debt

Bankruptcy does more than just write off debts. It can solve your financial problems in other ways as well.

Law Office of Robert L. Firth March 23, 2015

How to Pay Special Creditors after You File Bankruptcy

If you file a bankruptcy, it’s okay to voluntarily repay any debt. But there can be consequences.

Law Office of Robert L. Firth March 16, 2015

Are You Allowed to Be More Fair to Some Creditors than Others?

In bankruptcy you can at times treat your creditors differently, but only if you follow the rules very carefully.

Law Office of Robert L. Firth March 9, 2015

Don’t People Have a Moral Obligation to Pay Their Debts?

Yes, paying your debts is often the right thing to do. But sometimes you have a higher moral obligation to release yourself from those debts.

Law Office of Robert L. Firth March 2, 2015

Doing a “Cramdown” on Collateral Other than Your Vehicle

If you bought something on time, still owe on it, and want to keep it, you may be able to keep it for less money than you owe on it.

Law Office of Robert L. Firth Feb. 23, 2015

How Bankruptcy Helps if You’re Behind on Your Vehicle Loan

Bankruptcy saves your vehicle from immediate repossession. Choose Chapter 7 or 13 depending in part on how far you’re behind in payments.

Law Office of Robert L. Firth Feb. 16, 2015

How Bankruptcy Deals with Your Vehicle Loan if You Want to Keep Your Vehicle

Chapter 7 and Chapter 13 both help you pay your vehicle loan and keep your vehicle, each in their own way.

Law Office of Robert L. Firth Feb. 9, 2015

How Bankruptcy Handles Debts You Want to Pay

Can you favor 1) creditors with collateral you want to keep, 2) creditors you feel loyal to, and 3) creditors with leverage against you?

Law Office of Robert L. Firth Feb. 2, 2015

Although You Can’t Discharge (Write Off) Debts Arising from a Criminal Conviction, Still Consider the Benefits of Bankruptcy

Filing bankruptcy can let you 1) write off debts so you can focus on defense costs, 2) pay your important debts, and 3) avoid related civil liability.

Law Office of Robert L. Firth Jan. 19, 2015

Can You Ever Write Off Child or Spousal Support in Bankruptcy?

You might have heard that you can’t “discharge”—legally write off—child support or spousal support. So can Chapter 7 or 13 ever help?

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