Law Office of Robert L. Firth Jan. 12, 2015 Can Bankruptcy Get You Out of Student Loans? To “discharge”–legally write-off—a student loan in bankruptcy you have to show “undue hardship.” What does that take? Read More
Law Office of Robert L. Firth Jan. 5, 2015 The Risks in Discharging Debts for “Luxury Goods or Services” and Cash Advances If you’ve made certain recent credit card purchases or cash advances, writing off those debts may be challenged in bankruptcy. Read More
Law Office of Robert L. Firth Dec. 29, 2014 Your Attorney Can Usually Tell You Which of Your Debts Will Be Discharged in Bankruptcy Most of the time we can tell which debts will be legally written off in bankruptcy. There are two exceptions. Read More
Law Office of Robert L. Firth Dec. 15, 2014 The Discharge of Your Debts Under Chapter 7 The primary goal of filing a Chapter 7 “straight bankruptcy” is to “discharge”—legally write off—your debts. So, how does this happen? Read More
Law Office of Robert L. Firth Dec. 8, 2014 Showing Off Chapter 13’s Tools for Saving Your Home–Part 2 The rest of the story on how Chapter 13 dramatically and beautifully enables you to keep your home. Read More
Law Office of Robert L. Firth Dec. 1, 2014 Showing Off Chapter 13’s Tools for Saving Your Home–Part 1 Here’s how Chapter 13 dramatically lets you keep your home, better than anything else available anywhere. Beautiful to see what it can do. Read More
Law Office of Robert L. Firth Nov. 24, 2014 Chapter 7’s Shortcomings in Saving Your Home, Solved by Chapter 13 Here’s a detailed example bringing to life ways that Chapter 7 just doesn’t help nearly enough, but Chapter 13 does. Read More
Law Office of Robert L. Firth Nov. 17, 2014 Major Advantages of Chapter 13 for Saving Your Home If you are behind on your mortgage(s) and/or on other debts on your home, Chapter 13 gives you some tremendous tools for dealing with them. Read More
Law Office of Robert L. Firth Nov. 10, 2014 When You Should Avoid Using Chapter 13 to Save Your Home Chapter 13 provides awesome tools for hanging onto your home. Yet sometimes Chapter 7 is enough and better. Read More
Law Office of Robert L. Firth Nov. 3, 2014 Your Vehicle Loan Options in A Chapter 13 “Adjustment of Debts” Case Chapter 13 helps much more than a Chapter 7 case IF you’re behind on payments or sometimes if you owe more than your vehicle is worth. Read More